DIY divorces are cheaper. But it is on you to make sure that you do all the paperwork and processes involved in the process. The divorce services online will be pricier, but they will offer better support.

All solutions, DIY divorce vs online divorce are much more useful when both spouses agree on all the important points.

YourForms is a do-it-yourself document preparation service, not a law firm. With all the necessary data at hand, customers will be able to get their filing kit within 2-3 days. The price will start from $69 monthly. 

In case of an uncontested divorce, YourForms will help you to complete your state forms online.

Quick Answer: DIY, Online Service, or Lawyer?

Here is one way to compare all three services quickly:

Divorce MethodGood ForMain BenefitMain Risk
DIY divorceSimple uncontested divorcesCheapest service priceHandle everything from all forms to deadlines yourself
Online divorce serviceCases requiring uncontested helpForms specific to the state and their instructionsNot giving any legal advice or representation
LawyerComplex, dangerous or contested divorcesStrategy and help in courtMore expensive

In case the divorce process is uncomplicated and the two individuals agree on everything, go for Do-it-Yourself. If you want help filling out the paperwork according to the rules in your state, choose an online divorce service.

Go for an attorney if the process is complicated.

When DIY Divorce Can Work

A do-it-yourself divorce service generally becomes easier if there are not many aspects involved in the case, such as:

  • Not many components;
  • No young kids involved;
  • No property that needs division;
  • No business or significant retirement account dispute.

It also makes the paperwork easy; however, one still needs to be self-disciplined. One has to handle all the papers and processes by oneself.

There will be some additional costs incurred in the process.

When an Online Divorce Service Makes More Sense

The use of online divorce services might be helpful when it is an uncontested divorce and the state-specific divorce form looks difficult to organize. This rule also fits for YourForms.

Also, the following optional tools might facilitate the process:

  • E-signatures in order to expedite document submission;
  • Notarization of documents when necessary;
  • Document delivery in order to speed things up;
  • Document review to ensure your basic documentation is done properly;
  • Filing help when necessary.

Online divorce help will help you to organize your documents. However, it will not replace consultations with a lawyer, negotiations, or courtroom arguments.

When Neither Option Is Safe Without Legal Help

DIY divorce may not be appropriate in all cases. The following signs should be taken into consideration:

  • One spouse disagrees on custody issues, alimony, property distribution, debt settlement, or the divorce itself;
  • One spouse conceals money or income;
  • There is a company, pension account, or property involved;
  • There is domestic abuse, threats, or intimidation;
  • There is economic dominance on one side;
  • The other spouse has a lawyer.

The online divorce process can assist in producing the required documents for you. But it will not be able to evaluate anything or represent you in court.

YourForms is not a law firm. It will not offer any legal services, advice, or draw any legal conclusions. If you need strategies, talk to an attorney.

DIY Divorce vs Online Divorce Service: Key Differences

divorce-cost-comparison.png	Cost comparison between DIY divorce and online divorce service showing savings potential

The actual difference here lies in control. The table below details the difference at  DIY divorce vs online divorce service:

CategoryDIY DivorceOnline Divorce Service
FormsPerson locates and fills them out Prepared from questionnaire answers
InstructionsOn the basis of the court website and self-help websitesFiling process for the state
FeeLow initial service costService charge or subscription charges applicable
FilingIndividual performs the filing himselfUser‘s file, except when additional assistance is provided
ResponsibilityFully on personGuided process, but the user is responsible
SupportUsually, court help centers or legal aidProduct support and possible add-ons
Best FitVery simple, uncontested casesUncontested cases need more structure
Main RiskWrong forms, missed steps, delaysNot built for contested or complex cases

The DIY option will be the least expensive at first; however, you have to do all the work yourself. Buying an online divorce service will give you a certain structure.

YourForms provides online divorce forms and filing instructions for your particular state.

Forms and Filing Documents

With do-it-yourself divorces, the forms to be used are found and filled out by the person. In certain states, the task is easy, but the form changes depending on the county, the kids involved, assets, alimony, etc.

The divorce website makes the task easier by creating documents for you based on your data. YourForms uses the same self-help divorce concept and prepares documents based on the data you provide.

Filing Instructions and Court Rules

Divorce papers alone do not represent everything. The self-represented divorce litigant must know the elements of jurisdictional venue, procedure, spouse service, cost, and timing.

These vary by county and include details on whether a document must be mailed or filed in person, the number of copies required, letters accompanying it, or special documents.

Even with online service, there will always be judicial oversight in the end. YourForms can assist in this.

Cost, Timing, and Responsibility

A pro se divorce would initially cost less than a divorce conducted with attorneys. One might incur only the costs of filing for divorce, as well as administrative fees.

The lowest monthly rate on the YourForms website is $69 per person. All the required data might allow one to prepare his/her case within 2-3 days.

Support Level and Risk of Mistakes

DIY divorce is one where you get to do everything yourself. Usually, issues tend to be mundane rather than shocking:

  • Forms that are inconsistent with the case;
  • Lack of signatures or notarization;
  • Incomplete information regarding finances;
  • Filing the case in the wrong county;
  • Neglecting service procedures;
  • Stale court documents.

The online divorce system is a very organized process. YourForms is offering you an optional premium court filing service.

It includes extra assistance, document preparation, and email submissions. The prices vary from $199 to $399, but not all packages contain document preparation.

What Is DIY Divorce?

A DIY divorce involves the preparation and filing of divorce documents on your own behalf. You pick out the forms, fill them out, file them with the court, and make corrections when necessary.

This is also known as a pro se divorce, self-represented, or self-help divorce.

What You Handle Yourself

For your do-it-yourself divorce, you will have to deal with most of the paperwork yourself. You will probably be required to complete:

  • Residency requirements for the state;
  • Requirements for the county;
  • Petition and summons;
  • Settlement agreement papers;
  • Filing of financial statements;
  • Child-related paperwork, if necessary;
  • Process service or waiver;
  • Court fee payment or waiver application process;
  • Signing, notarizing, copies and filing;
  • Notifications, corrections, deadlines and decree finalization procedures.

Divorce by the do-it-yourself method works when the case is simple. But each step not taken will delay the processing of the file for divorce online, especially if the local court is strict.

Common DIY Divorce Costs

The do-it-yourself divorce will save you money, but it is unlikely to be totally free. The court costs are the biggest part of the expenses for a DIY divorce.

Court costs in most states are normally between $150-$450.

There may be other costs that emerge throughout the process:

  • Fees for process server, sheriff, or constable services;
  • Notary service fees;
  • Costs for printing and mailing;
  • E-filing fees;
  • Court-certified copies of documents;
  • Parenting classes (if applicable).

The costs can differ depending on where you file your case. If paying the court fees is a problem, you might be able to apply for a fee waiver.

Check the court website or clerk’s instructions before you file.

Main Risks of Filing Divorce Papers Yourself

The most significant danger in a pro se divorce is that of delay. An error might not necessarily terminate the process, but it will cause delays and create additional work.

Examples of common errors may be:

  • Incorrect format;
  • Empty fields;
  • Lack of signatures;
  • Skipping notary portion;
  • Financial disclosure;
  • Filing in the wrong county;
  • Failing to adhere to the proper rules of service;
  • Utilizing out-of-date forms.

It is even more dangerous where money or kids are concerned. IRAs, property, business assets, debts, child support payments, and child custody issues can all have serious implications going forward.

What Is an Online Divorce Service?

Online divorce papers are prepared using an interactive questionnaire process. It is recommended for friendly divorces, helping you reach a consensus on dividing property, debts, alimony, and custody of the children.

You get state-approved forms along with county filing rules, but it cannot be used as a substitute for legal advice and court hearings. YourForms provides this online divorce service starting at $69 a month.

This site is a self-help online form-filling service for uncontested divorce.

What Online Divorce Services Usually Do

The vast majority of these services will take your responses and format them into a prepared document package. This includes assistance with important aspects like:

  • Questionnaires regarding the divorce;
  • State-specific forms;
  • Instructions on how to file;
  • Download, print, or email;
  • Optional electronic signature, notarization, delivery, review, or filing assistance.

These may be useful to make the process less confusing and faster. Also, online notarization may need a $29 setup fee plus $20 per form for a single session or $30 per form for a mutual session where available.

Delivery documents can cost $29 for USPS regular delivery or $49 for FedEx express delivery in the US. YourForms charges $0.90 per document as a starting price for the account holder to do an e-signature.

What Online Divorce Services Do Not Do

The online divorce service provides assistance with the paperwork. However, these are the limitations that should be considered in this respect:

  • No court approval;
  • No legal counsel;
  • No court representation;
  • No dispute resolution;
  • No settlement fairness analysis.

These limitations are important if the divorce is not simple anymore. The services provided by YourForms do not establish any sort of lawyer-client relationship. It only helps in preparing documents.

How Online Divorce Works for Uncontested Cases

The process tends to go smoothly whenever both parties are on the same page. You will have to fill out details regarding your marriage, the county where you reside, kids, property, debt, and support issues.

Then, the system generates the forms for you to go through and file. Using the well-organized data, customers of YourForms service are able to obtain a package for filing in 2-3 days.

DIY Divorce vs Online Divorce Service: What Costs More?

Court Filing Service can cost $199-$399 where available. Also, cheap upfront cost is not the only factor because mistakes can cost time and create delays.

The following table summarizes the sources of major expenses at  DIY divorce vs online divorce:

Cost AreaDIY DivorceOnline Divorce Service
Court filing feesPaid to the courtSeparate unless clearly included
FormsUsually free from court sitesIncluded in the service or plan
Service feeUsually $0YourForms starts at $69/month
NotarizationSeparate if requiredOptional online notarization may apply
E-signatureUsually not includedYourForms: $0.90 per document
DeliveryPrinting and mailing costsUSPS $29 or FedEx $49 in the U.S.
Process serviceSeparate if neededUsually separate
Certified copiesPaid to the court or clerkUsually separate
Attorney reviewSeparate legal costNot included unless arranged separately
Time burdenMore research and checkingLess form-preparation confusion

The real cost is not just what you see at first glance. Time, errors, revisions, and local laws may also have an impact on the total budget.

DIY Divorce Costs

Costs involved in DIY divorce include the filing fee for the case, which goes to the court and not to an attorney or website. Other costs might show up along the way:

  • Process serving if your spouse needs to be served;
  • Notary costs;
  • Printing and Mailing;
  • Costs associated with e-filing;
  • Cost of certified copies of court documents;
  • Parenting classes if there are children.

A few of these costs can be avoided if your spouse is willing to work with you. If the court filing fees are too expensive, then you may have a choice of a fee waiver.

For a closer look at what an agreeable, paperwork-only case usually costs, see our uncontested divorce cost breakdown.

Online Divorce Service Costs

Divorce online service provides document preparation only, but does not include court approval. YourForms costs $69 per month. The final cost will depend on your chosen plan and payment terms.

Additional options will be paid for separately:

  • E-Signature: $0.90 per document for the account owner;
  • Online Notarization: $29 set-up fee where applicable;
  • Notarization Session per form: $20 for single party;
  • Notarization Session per form: $30 for mutual parties;
  • USPS standard shipping: $29 in the USA;
  • FedEx overnight delivery: $49 in the USA;
  • Court Filing Service: $199-$399 where applicable;

The Court Filing Service can also include premium support, document review, corrections, and e-filing support. This depends on the jurisdiction.

Court Fees and Third-Party Costs

Costs associated with court filing are not included in the cost of most online divorce services.

Other third-party costs may also be incurred:

  • E-filing Portal Costs;
  • Process Server Costs;
  • Notary Costs;
  • Certified Copies;
  • Mailing/Delivery Fees.

The price of using YourForms does not necessarily cover court costs or any other third-party fees unless otherwise noted. Customers are encouraged to refer to the court’s website for additional information on how to file their case.

When Guidance Can Be Worth the Cost

Another aspect of DIY divorce that can be costly is the loss of time. Incorrect forms, lack of signatures, or vague filing procedures can lead to delays and rework.

Guided preparation may be helpful where there are more aspects, like:

  • Children;
  • Property;
  • Debts;
  • Support provisions;
  • County-specific filing guidelines.

However, the main value of the service is organization. It does not promise to save money, but it can help avoid problems with paper. For many couples without disputes, it may be worth the extra cost.

Is Online Divorce a Real Option?

Yes, divorce online can be legal in an uncontested case. It assists in filling out divorce forms. It does not act in place of the court or an attorney. According to Google Trends, there is a genuine search interest for this question.

The divorce will become legal after the court evaluates the documents. YourForms is a self-help document preparation service and not a law firm.

Why Online Divorce Can Be Legal

Online divorce services may help since they will provide you with all necessary documents. They will not make the decision in the case. This method is effective if both parties have agreed on major issues. The user still needs to file with the court.

Why Does the Court Retain Its Preeminence

Divorce is still a procedure conducted in court. The forms should be submitted to the appropriate court. The judge or a court official needs to sign off on the final paperwork.

Online forms can draft the papers, but not avoid court approval.

Red Flags Before Choosing a Service

There are some warning signs that consumers need to consider before making payments. Look out for those services that:

  • Divorces promised instantly without going to court;
  • Court costs and costs from third parties hidden;
  • Legal advice being replaced by something else;
  • Poor information on subscriptions and refunds;
  • No support, privacy, or add-ons information.

A good service should state its purpose, boundaries, cost, and when legal advice is required. YourForms represents itself as a self-help document preparation service and not as a legal representation service.

When DIY Divorce Is a Good Fit

When there is no legal dispute between you and your spouse, a DIY divorce will work well. Both sides should reach agreement on everything before initiating the divorce process.

Additionally, you should be ready to file paperwork and follow court procedures by yourself. YourForms clearly positions itself as self-help document preparation, not a law firm.

A Simple Uncontested Case

A very simple self-representation case is when there is complete agreement. Both spouses are willing to divorce and are in complete agreement regarding the terms.

There is no need for negotiation, no legal dispute in court, and it is easy to find the spouse. There is no issue of any kind of threat, hidden money, emergency orders, or unsettled financial issues.

No Children, Simple Property, Full Agreement

DIY is easy when there are no young children involved. No children means less paperwork to complete. It gets simpler when there is:

  • No property;
  • No business;
  • No big retirement fund;
  • No joint debts. 

Total agreement will reduce any chance for hearings, modification, or any other kind of dispute. DIY is possible with children or property. But more papers have to be filed.

Comfort With Forms and Deadlines

Precision is important in DIY. You handle everything from paperwork to compliance to signatures, services, and court instructions. Amendments that the court requires fall entirely on your shoulders.

At times, this task becomes too much to bear, making the online help an easier option. Sometimes, a structured service is easier than DIY.

When an Online Divorce Service Is Worth It

The online divorce service is ideal if the divorce is uncontested but the paperwork seems complicated. The service will provide more organization than going DIY but less expensive than hiring an attorney.

YourForms generates the necessary forms for the state using information provided by the users. Organized information will usually allow a user to receive their package within 2-3 days.

You Want State-Specific Divorce Forms

Do it yourself divorce papers differ from one place to another. They may vary depending on the state, county, children involved, assets, liabilities, alimony, or even depending on whether you have responded.

Any random forms that one gets on the Internet may result in errors. YourForms will help you file state-specific papers for uncontested divorce.

You Want Clear Filing Instructions

The forms alone do not suffice. The user will have to figure out where to file, which forms to sign and notarize and who is supposed to be served if necessary.

Some courts will allow e-filing, but there are courts where you have to mail and submit paperwork in person. YourForms provides clear guidance on how to file paperwork, but you must adhere to the rules of the court.

You Need to Avoid Mistakes in Paperwork

Do-it-yourself mistakes occur because of a lack of attention to detail and not out of malice. Incorrect documents, empty spaces, no signature, missing notarization, incomplete financial details, wrong filing location – all that may lead to filing delay.

The questionnaires help to properly arrange your information before completing the form. Document check and correction could be a part of YourForms Court Filing Service.

You Want More Predictable Costs Without Hiring a Lawyer

Divorce online could help reduce the costs that may occur in advance of filing the case. The following are some costs involved in using YourForms:

  • Plans from $69/month;
  • Court Filing Service may be priced at $199-$399 where available;
  • E-Signature $0.90 per document;
  • Online Notarization may involve a one-time set-up charge of $29;
  • Notarization 20 to $30 per document;
  • Document Delivery $29-$49 in the USA.

Court costs and third-party expenses are distinct unless specifically stated otherwise. The worth of a service is more than just its cost.

It is the process, the savings of time, and the reduced errors.

When a Lawyer May Be the Safer Choice

Illustration of when hiring a divorce lawyer is the safer choice over DIY or online filing

A lawyer is needed for divorces which are contentious, dangerous, financially complicated, or legally dubious. DIY online sources are for uncontested divorces, not contentious ones.

Legal advice on particular questions is all that is needed. Legal representation provides more protection from contention or financial danger.

Custody, Support, or Property Disputes

Arguments between spouses regarding children, financial provision, property, and debts can lead to a contested divorce. Such arguments may require negotiations, mediations, and other legal processes.

Digital tools have no capability of evaluating the reasonableness or arguing on behalf of either party within the judicial system. Especially, the parenting plan is subjected to detailed scrutiny.

Hidden Assets or Complex Finances

Diversified assets, hidden profits, or huge liabilities will always have far-reaching consequences. Simple paperwork may not reflect the actual financial situation.

Professional judgment becomes necessary for doubtful valuations, especially where there is one party that manages the finances. Never approve of unknown terminology.

Abuse, Pressure, or Power Imbalance

In case there is any fear, pressure, threats, surveillance, or coercion involved, this particular case should not be considered as an ordinary uncontested divorce process.

Consent should be provided voluntarily. Consulting with a lawyer before putting anything on paper would be useful. Websites that offer help with divorces are not made for use in confrontational cases.

Your Spouse Has Already Hired a Lawyer

If your partner has got himself/herself a lawyer, you should seek separate legal advice before coming to any decisions. It is impossible for a website that provides forms for divorce filing to provide you with legal counsel or advice.

There is no reason why your divorce should turn into a controversy on account of this very point. It is simply done in order to ensure that you are fully aware of all your rights.

Where YourForms Fits Into the Decision

YourForms is a service about independence and support. This is for individuals that wish to represent themselves in case they are unable to hire a divorce lawyer. This type of service is for those who are divorced without issue.

YourForms creates the necessary documents and filing steps for the state as described, depending upon the information you input. It is designed in such a way that one can wrap them up within 2-3 days, and it is implemented at a cost of $69 per month.

All the aspects have been used during filing process as shown in the table below:

YourForms FeatureWhat It Helps With
Guided questionnaireOrganizes case details before forms are prepared
State-specific formsReduces the risk of using mismatched documents
Filing instructionsExplains the next steps in plain English
E-signature add-onLet the account owner sign the eligible papers online
Online notarization add-onSupports notarization where allowed
Delivery add-onOffers USPS or FedEx delivery in the U.S.
Process Serving ServiceIncludes more assistance, correction, and e-filing when available

These are some of the things that will help in making your uncontested case easy. It does not turn YourForms into a law firm.

Guided Divorce Forms for Uncontested Cases

YourForms asks questions regarding the divorce and based on your answers, prepares the documents and guidelines. It can be used where there is property, debts, alimony, or children, provided that the couple consents.

It enables editing, downloading, printing, and emailing of the documents. This provides more structure than working with blank court PDFs.

Optional Support and Add-Ons

There might be some clients who will need more help than just document preparation. Some add-ons can assist in signing, delivering, notarizing, and filing if available.

The following add-ons are available for YourForms at a price of:

  • $0.90 per document (e-signature);
  • $29 (one-time set-up fee) + $20 (per form) for one-time online notarization session;
  • $30 (per form) for mutual online notarization session;
  • Delivery is priced at $29 (USPS) and $49 (FedEx).

The court filing service add-on can be priced at $199 to $399 if available. It includes premium assistance, document review and correction, and e-filing assistance.

These services depend on state, county, and availability.

What YourForms Does Not Replace

It is no substitute for a lawyer. There is no legal advice or representation provided nor any determination or solution to any disputes made. The divorce will be considered and concluded through the court process.

All regulations regarding filings, court fees, serving of documents, and delays are all still in place. If you have any legal questions, you should seek the help of a lawyer.

Final Checklist: DIY, Online Service, or Lawyer?

The choice between DIY divorce vs online divorce will depend on the individual situation, rather than on the cost-effective route. So, the Do-It-Yourself method will be ideal for the easy divorce where the individual can handle the court process alone.

Online Divorce Service will be ideal for the uncontested divorce that requires some form of structure. A lawyer is safer when there is conflict, risk, or legal doubt.

For an amicable divorce in just a few moments, use YourForms with its guided mutual consent divorce forms.

Not sure which path fits your situation? Our quick eligibility quiz can help you decide.

Choose DIY If

This method can be used where there is complete agreement between the parties and straightforward financial issues.

This process needs expertise in electronic filing, compliance with all the legal requirements, and independent handling of all procedural matters. Most appropriate for those who want to spend less money.

Choose an Online Divorce Service If

The online medium proves to be the best for an easy divorce process, particularly when regular paperwork becomes confusing for one.

Online mediums help you with all of the paperwork that you need in addition to localizing the paperwork, submitting the paperwork, and even signing the papers.

YourForms provides you with the same service.

Talk to a Lawyer If

Legal advice is essential if you have any concerns about custody, child support, dividing debts, money or property, or spousal support.

It would be best to seek the help of a lawyer if there are any hidden assets, business interests, more than one property, retirement accounts, pressure, threats, or an adversary with attorney.

The website service only drafts the legal instruments. It will not provide any explanation.

Online Divorce vs DIY Divorce: Questions People Ask